Whether you are a business professional, investor, or simply curious about economic terms in Portuguese, understanding key financial vocabulary can be incredibly beneficial. This article will cover essential Portuguese financial and economic terms, their definitions, and example sentences to help you understand their usage in context.
Economia – Economy
The system that includes the production, distribution, and consumption of goods and services within a particular country or area.
A economia do Brasil é a maior da América Latina.
Finanças – Finance
The management of large amounts of money, especially by governments or large companies.
Ele trabalha no departamento de finanças da empresa.
Investimento – Investment
The action or process of investing money for profit.
Fazer um investimento pode ser muito vantajoso.
Inflação – Inflation
The rate at which the general level of prices for goods and services is rising, and subsequently, purchasing power is falling.
A inflação deste ano está mais alta do que a do ano passado.
PIB (Produto Interno Bruto) – GDP (Gross Domestic Product)
The total value of goods produced and services provided in a country during one year.
O PIB do país cresceu 3% este ano.
Balanço – Balance Sheet
A financial statement that summarizes a company’s assets, liabilities, and shareholders’ equity at a specific point in time.
O balanço financeiro será revisado na próxima reunião.
Bolsa de Valores – Stock Exchange
A market in which securities are bought and sold.
Ele investe regularmente na Bolsa de Valores de São Paulo.
Dividendos – Dividends
A sum of money paid regularly by a company to its shareholders out of its profits.
Os acionistas estão satisfeitos com os dividendos deste trimestre.
Recessão – Recession
A period of temporary economic decline during which trade and industrial activity are reduced.
Muitos temem que uma recessão esteja chegando.
Juros – Interest
The money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
Os juros do empréstimo são de 5% ao ano.
Lucro – Profit
The financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something.
Este ano, a empresa gerou um lucro significativo.
Moeda – Currency
The system or type of money that a country uses.
A moeda oficial do Brasil é o Real.
Dívida – Debt
Something, typically money, that is owed or due.
O governo está tentando reduzir a dívida nacional.
Deflação – Deflation
A decrease in the general price level of goods and services.
A deflação pode ser tão preocupante quanto a inflação.
Câmbio – Exchange rate
The value of one currency for the purpose of conversion to another.
O câmbio do dólar está bastante volátil ultimamente.
Fiscalização – Auditing
The official inspection of an individual’s or organization’s accounts, typically by an independent body.
A fiscalização das contas da empresa ocorre todos os anos.
Capital – Capital
Wealth in the form of money or other assets owned by a person or organization or available for a purpose such as starting a company or investing.
Eles estão buscando capital para iniciar o novo projeto.
Crédito – Credit
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Seu crédito foi aprovado pelo banco.
Understanding these terms will not only enhance your vocabulary but also give you a better grasp of how economic and financial systems operate within Portuguese-speaking contexts. Whether you’re discussing economic policies or planning investments, these terms will undoubtedly prove useful.
